Anticipated Enhancements to Ripple (XRP) Valuations in the Second Quarter:
Unleashing XRP's 2025 Rally: Five Factors Fueling the Fire
Ready to dive into the world of XRP and see where it might be heading in 2025? Here are five factors that could potentially heat things up for XRP markets:
1. The Bullish 15-Day Cup and Handle Pattern
In mid-April, XRP began sketching a 90-day falling flag pattern on the 1Y view. Coincidentally, the indicator shows a decreasing trend in daily exchange volume, which typically signifies the end of corrective bear markets and a reversion to the broader bullish trend.
At the 1M view, XRP's price converges trend lines on the falling flag trace, creating a textbook bullish cup and handle pattern over 15 days from Apr. 2 to Apr. 17. The cup and handle pattern, as per Investopedia, is thought to be a bullish signal, foreshadowing lower trading volume and, potentially, higher prices.
2. Institutional Squirrel Stash: XRP's Secret Stash of Institutions
XRP enjoys a fair share of institutional interest due to the looming spot ETF applications at the SEC and Ripple's strategic partnerships with global financial bigwigs. Nevertheless, Cheyenne, Wyoming-based family office wealth director, Jake Claver, shared some hot tips for altcoin investors on Apr. 10. Claver suggested that major institutions are amassing XRP assets under the radar.
Although there's no smoking gun to substantiate this claim, the occasional sightings of whale-sized XRP transactions in 2024 and 2025 by blockchain explorers serve as a smidgen of circumstantial evidence. Gathering more definitive proof would be the public acknowledgment that banks like Santander, American Express, SBI Holdings, PNC, and Commonwealth Bank are utilising XRP to execute cross-border payments—one of XRP's primary functionalities.
3. The SEC Funnel: Pipe dreams or the Future of XRP ETFs?
Bitcoin's price ricocheted 166% within two quarters from $27,400 in Oct. 2023 to $73,000 in Mar. 2024. This rally was largely influenced by the first Bitcoin ETF approvals by the SEC in Jan. 2024. Fast-forward to mid-April, and XRP has a whopping 10 spot ETF applications in the SEC's pipeline, as reported by Paris, France-based blockchain research firm Kaiko. This frenzy exhibits strong demand from institutional investors for Ripple tokens.
Among the crypto segment, XRP is considered one of the top candidates to bag a spot-based ETF in the US, closely followed by Solana, which also has a respectable number of filings.
4. A Whisper in the Wind: SWIFT's Potential Partnership with XRP
In Apr. 2023, Ripple took part in interoperability pilot programs led by SWIFT. More recently, SWIFT published a report discussing the integration of Distributed Ledger Technology (DLT) in the financial sector, with XRP among the topics of discussion. Although there are no concrete announcements as of Apr. 2025, if SWIFT were to use XRP for international payments, it would likely send prices soaring.
5. The Froggy Bitcoin market: XRP's Golden Connection to Bitcoin
The support for XRP prices stems from adjacent Bitcoin exchange markets, which periodically attract vast amounts of capital inflows from investors worldwide. Since XRP is a direct trading pair with Bitcoin on numerous liquid currency exchange platforms, the latter provides significant long-term support for XRP's value.
When stocks encountered a downturn in Apr. 2025 over Trump tariffs, Bitcoin managed to decouple itself from other "risk" markets and enjoy a cushy, mid-month rally. This trend raises expectations for mainstream financial integrations with XRP via the Ripple ETFs, paving the way for further price appreciation.
All eyes are on Brad Garlinghouse, Ripple's CEO, who predicts Bitcoin's price will reach $200,000 in 2025. Meanwhile, analysts maintain that in Mar. 2025 and Apr. 2025, Bitcoin whales have been purchasing BTC like never before.
Bonus: XRP ETF Frenzy at the US SEC
Filings and Competition- Multiple applications: More than ten financial institutions have submitted XRP ETF applications with the SEC, including Bitwise, WisdomTree, and Grayscale.- Increased interest: The rising demand for XRP ETFs is likely driven by expanding market needs and the potential for institutional investments.- The SEC Landscape: The SEC's recent decision to drop its appeal in the classification of XRP as a security could favorable impact the approval process of an XRP ETF, although XRP's new lawsuit labeling it as an unregistered security could present regulatory challenges.
Potential Impact on XRP's Price in 2025- Positive Sentiment and Predictions: Analysts anticipate a substantial price increase for XRP if the ETF is approved, catalysed by institutional demand and inflows.- Price Rally Expectations: Some experts envision an $8 billion inflow to XRP through ETFs, potentially skyrocketing its price.- Market Indicators: Bollinger Bands tightening suggest that XRP might be on the cusp of a major price move.
Overall, the approval of an XRP ETF could significantly bolster investor confidence and potentially ignite a significant price surge for XRP in 2025. However, it is crucial to keep in mind that regulatory uncertainties and ongoing legal challenges could pose potential hurdles to this process.
- The bullish 15-day cup and handle pattern, observed in XRP's price in mid-April, might be a bullish signal, indicating lower trading volume and potentially higher prices as per Investopedia.
- Word on the street suggests that major institutions are amassing XRP assets under the radar, with occasional large XRP transactions serving as circumstantial evidence, while public acknowledgement from banks like Santander, American Express, SBI Holdings, PNC, and Commonwealth Bank of using XRP for cross-border payments would provide more definitive proof.
- With over ten spot ETF applications at the SEC, XRP is considered one of the top candidates to bag a spot-based ETF in the US, following Bitcoin's price surge that was largely influenced by the first Bitcoin ETF approvals by the SEC in Jan. 2024.
- Although SWIFT has not yet announced a partnership with XRP, the company publishing a report discussing the integration of Distributed Ledger Technology (DLT) with XRP among the topics of discussion hints at a potential future collaboration, which could significantly drive XRP's price.
- XRP's price support stems from adjacent Bitcoin exchange markets, which periodically attract vast amounts of capital inflows from investors worldwide, with the Ripple ETFs paving the way for further price appreciation and increased demand from institutional investors.
- The approval of an XRP ETF at the US SEC could significantly bolster investor confidence, potentially igniting a significant price surge for XRP in 2025. However, regulatory uncertainties and ongoing legal challenges could impact this process.

