L&T Finance Limited achieves a Consolidated Profit After Tax (PAT) of INR 701 crores in Q1FY26, marking a 10% increase from the preceding quarter and a 2% year-on-year growth.

L&T Finance Limited achieves a Consolidated Profit After Tax (PAT) of INR 701 crores in Q1FY26, marking a 10% increase from the preceding quarter and a 2% year-on-year growth.

In the first quarter of 2025, L&T Finance Ltd. (LTF) has demonstrated impressive growth and strategic moves that have contributed to its success.

Strong growth in loan book and disbursements

LTF's loan book size grew by 41% year-on-year to ₹9,383 crore in Q1 FY26, with disbursements reaching ₹1,942 crore, a 65% increase over the previous year. This robust growth indicates a high demand for loans and effective credit deployment.

Strategic partnerships with digital platforms

During the quarter, LTF partnered with Google Pay, complementing earlier fintech collaborations with PhonePe, CRED, and Amazon Pay. These partnerships have expanded digital customer acquisition channels and enhanced access to personal loans through user-friendly interfaces, supporting growth and financial inclusion.

Customer-focused approach and geographical expansion

LTF's emphasis on understanding customer needs and expanding into new geographies has helped sustain growth and retention in personal loans.

These factors are supported by Larsen & Toubro (the parent conglomerate), which showed a strong overall performance in Q1 FY26, with a 25% rise in net profit and significant order inflows. The focus on technology-driven solutions and sustainability underpins L&T's and LTF's market leadership and growth trajectory.

Other key achievements

• LTF recorded a consolidated Profit After Tax (PAT) of Rs. 701 Crore for the first quarter ended June 30, 2025.
• The retail book size of LTF during the same quarter was Rs. 99,816 Crore, up 18% year-on-year.
• LTF's customer-facing PLANET app has crossed more than 1.86 Crore downloads as of the current date.
• Debut Investment Grade Credit Rating has been assigned to LTF by international rating agencies S&P Global Ratings and Fitch Ratings. S&P Global Ratings has assigned LTF a "BBB-" long-term and "A-3" short-term issuer credit rating, while Fitch Ratings has assigned LTF a long-term foreign and local currency Issuer Default Ratings (IDR) of "BBB-" with a Stable outlook.
• LTF is certified as a Great Place To Work and has won many prestigious awards for its flagship CSR project - "Digital Sakhi".

In summary, L&T Finance Ltd's success in Q1 2025 was driven by a rapidly growing loan book, increased loan disbursements, digital partnerships enhancing customer reach, and a customer-centric strategy, all supported by the strong parent company performance and strategic focus on innovation and inclusion.

L&T Finance Ltd. also maintains a social media presence on Facebook, LinkedIn, Instagram, YouTube, and X. The total book size for Q1FY26 stood at Rs. 15,756 Crore, up 11% year-on-year, and retailisation reached 98%, exceeding the Lakshya 2026 target.

Read also:

• Rapid Expansion in Organic Rice Protein Market Projected at 15.6% Through 2034
• Kenya broadens economic zones featuring Olkaria's geothermal energy advantage
• Century Lithium Announces Production of Battery-Grade Lithium Metal Anodes from Angel Island Lithium Carbonate
• Ingolstadt seizes the top position in the predictive ranking chart