N26 designates Jochen Klöpper as the new Chief Risk Officer and Managing Director.
In a significant move, digital bank N26 has announced the appointment of Jochen Klöpper as its new Chief Risk Officer and Managing Director, effective December 1, 2025. Klöpper, who brings over two decades of experience within the Deutsche Bank Group, will take over the reins of risk management and compliance functions at the innovative fintech company.
Klöpper's extensive background in financial risk management, compliance, and regulatory affairs is expected to strengthen N26's commitment to strong risk management in a dynamic fintech environment. Despite limited information available about his past experience in the banking industry prior to his appointment at N26, his role as Managing Director and Chief Risk Officer (CRO) indicates a significant experience in these crucial areas.
Klöpper's appointment underscores N26's ambition to elevate its risk and compliance frameworks. He expressed his excitement about contributing to the further development of N26's risk management, believing that the company is transforming retail banking for millions of customers daily.
Carina Kozole, who currently holds the position of CRO at N26, will be departing the company effective July 31, 2025, to pursue a new professional challenge. Until her departure, she will work closely with a group of experienced experts from the N26 team to ensure a smooth transition.
This appointment is part of N26's planned changes to its leadership team, as the company continues to grow and adapt in the competitive fintech landscape. Klöpper previously served as Chief Risk Officer of Santander Consumer Bank AG and worked for BAWAG PSK AG in Vienna before joining Santander.
As N26 continues to innovate and expand, the appointment of a seasoned professional like Klöpper is a strategic move to ensure robust risk management and compliance practices, maintaining the trust and security of its customers.
The announcement of Jochen Klöpper's appointment as N26's new Managing Director and Chief Risk Officer can be found on ffnews.com. Klöpper, with his extensive background in finance, business, and technology, especially in risk management and compliance, is expected to significantly contribute to N26's commitment to strong risk management in the dynamic fintech environment.
