Ripple Buys Stablecoin-Fueled Payment Service Rail for $200 Million Dollars
Ripple, a leading provider of enterprise blockchain solutions, has announced the acquisition of Rail, a stablecoin-powered platform, for $200 million. The acquisition, expected to close in Q4 2025 pending regulatory approval, is set to significantly strengthen Ripple's position in the stablecoin payments infrastructure and the global digital asset market.
Rail, an enterprise blockchain solutions provider, has built the fastest way to settle business payments internationally using stablecoins. The platform currently processes about 10% of the $36 billion global B2B stablecoin transactions annually.
The acquisition will integrate Rail's stablecoin-powered global payments platform and B2B infrastructure with Ripple's extensive digital asset payment network and regulatory expertise. This union will create the most comprehensive stablecoin payment solution available, offering expanded stablecoin on/off-ramps and asset flexibility, virtual accounts and automated back-office infrastructure, faster, cheaper, and compliant cross-border payments, and market leadership in the stablecoin sector.
With the acquisition, Ripple can now provide competitive pricing and high-value tickets across various digital assets such as RLUSD, XRP, and others. By integrating Rail, Ripple is streamlining operations with virtual accounts and automated back-office infrastructure.
Monica Long, Ripple President, stated that the acquisition underscores Ripple's commitment to helping its global customer base move money wherever and whenever they need. Bhanu Kohli, Rail CEO, forecasted that in 2025, Rail is expected to process over 10% of the $36B global B2B stablecoin payments.
Ripple shares Rail's vision for innovation in stablecoins and blockchain in global payments. The company is committed to driving the next phase of innovation and adoption of stablecoins and blockchain in global payments.
Stablecoins are quickly becoming a cornerstone of modern finance, according to Ripple. The integration connects customers to a globally regulated payment network with over 60 licenses, operating 24/7, 365 days a year.
This strategic move comes amid evolving regulatory frameworks that improve institutional trust and adoption, bolstering demand for Ripple’s XRP token and its RLUSD stablecoin. The acquisition accelerates Ripple’s expansion in digital money solutions and positions the company to capture a substantial share of the fast-growing digital money infrastructure.
In conclusion, the Ripple-Rail acquisition is poised to catalyse a new era of stablecoin dominance by creating a seamless, compliant, and scalable payments infrastructure. This will enable global enterprises to efficiently manage treasury and payments via digital assets while advancing Ripple's goal of shaping the future of money worldwide.
[1] Ripple Press Release - [Link to Press Release] [2] Rail Press Release - [Link to Press Release] [3] SEC Settlement with Ripple - [Link to SEC Settlement] [4] The GENIUS Act - [Link to The GENIUS Act] [5] Ripple's Vision for the Future of Money - [Link to Ripple's Vision]
- Ripple's acquisition of Rail is anticipated to establish a comprehensive stablecoin payment solution, marrying Rail's innovative global payments platform with Ripple's extensive digital asset network, offering enhanced stablecoin on/off-ramps, virtual accounts, automated back-office infrastructure, and compliance.
- By integrating Rail, Ripple aims to provide competitive pricing and high-value transactions across various digital assets such as RLUSD, XRP, and others, streamlining operations and expanding its leadership in the growing stablecoin sector, shaping the future of finance and global payments.
