Ripple purchases Rail for a sum of $200 million, aiming to increase the speed and stability of cryptocurrency transactions involving stablecoins.
Ripple Acquires Canadian Stablecoin-Powered Payments Platform Rail for $200 Million
Ripple, the global payments solutions provider, has made a strategic move by acquiring Rail, a Canadian stablecoin-powered payment infrastructure platform, for $200 million. The deal, announced on August 7, 2025, is expected to close in Q4 2025, subject to regulatory approval.
Rail is a significant player in the global B2B stablecoin payments market, currently processing approximately 10% of the projected $36 billion market in 2025. The acquisition is aimed at delivering the market's most comprehensive stablecoin payments solution.
The integration of Rail's platform into Ripple's existing infrastructure will bring several benefits. Ripple Payments, already one of the most extensive digital asset networks with over 60 licenses worldwide, will smoothen global payout and instant liquidity. The acquisition will strengthen Ripple’s positioning as a market leader in stablecoin-based global payments by combining its digital asset liquidity and payout network with Rail's automated back-office and virtual accounts infrastructure.
Customers can now easily send or receive USD-backed stablecoins without needing to keep crypto on their balance sheets. The integrated platform allows businesses to process payments using RLUSD, XRP, and various other digital currencies. This acquisition supports Ripple’s broader vision to drive innovation and adoption of blockchain and stablecoin technology in global finance and enable customers to move money faster, cheaper, and with regulatory confidence.
The Rail deal fills critical gaps in Ripple’s enterprise offerings, allowing institutions and fintechs to leverage blockchain-powered payments without the operational complexity of managing crypto wallets or accounts. Given that traditional cross-border payment systems are inefficient, the acquisition positions Ripple to capture growing demand for stablecoins as a bridge between fiat currencies and blockchain, especially in B2B payments where Rail is already significant.
The U.S. President Trump has also signed a new law establishing a regulatory framework for stablecoins, which clears regulatory uncertainty and bolsters confidence in Ripple's expansion plans, including this acquisition. With RLUSD stablecoin reaching a $611 million market cap, according to CoinGecko, and Tether dominating the stablecoin market with over $164 billion, the competition in the stablecoin market is fierce. However, Ripple's strategic push into stablecoin payments is expected to accelerate market adoption, simplify payment processes for businesses, and consolidate Ripple's leadership in the burgeoning stablecoin-powered global payments market.
Investing in stablecoins through Ripple's platform may become more attractive to businesses, given the acquisition of the stablecoin-powered payments platform Rail for $200 million. This technology-driven move aims to deliver the most comprehensive stablecoin payments solution in the market, leveraging Ripple's digital asset network, digital asset liquidity, and payout network, as well as Rail's automated back-office and virtual accounts infrastructure.
