Samsung's digital wallet now supports Tap to Transfer feature within the United States.
Samsung's latest feature, Tap to Transfer, designed for quick and convenient peer-to-peer (P2P) payments, was recently introduced in the U.S. [2] The feature, which uses Near Field Communication (NFC) technology, allows users to send money directly to their friends and family members' bank accounts using Samsung Wallet debit cards. [1]
However, as of late July 2025, users have reported issues with the feature, and it is not reliably available. The option to transfer via NFC to another device or card disappeared from Samsung Pay, suggesting a suspension or rollback of the feature. [1]
Despite these challenges, Samsung Wallet continues to expand its payment options. For instance, the addition of installment payments for credit cards has been introduced, focusing on payment flexibility rather than P2P NFC transfers. [5]
Looking ahead, Samsung is planning NFC hardware improvements for the upcoming Galaxy S26 series, including a dual NFC antenna system designed to make tap-to-pay faster and more seamless. [3] This could indirectly benefit Tap to Transfer-like functionalities by enabling more reliable NFC interactions. However, there is no direct statement that Tap to Transfer will return or expand alongside these hardware upgrades.
In terms of partnerships, Samsung has collaborated with Visa and Mastercard for the Tap to Transfer feature. [1] Initially, the feature is fee-free, but a 1.75% transaction fee (minimum $0.25) is expected to apply to the sender in the future. [2]
The Samsung Wallet application serves as a digital wallet for Galaxy phone users, storing essential items like driver's licenses, credit cards, passes, gym membership cards, loyalty and boarding passes, gift cards, and more. [6] Additionally, college students can store their student ID cards in the Samsung Wallet.
For those interested in purchasing a Samsung device, various phone deals are available at retailers such as Best Buy, Walmart, Samsung, Amazon, Verizon, and AT&T. [4]
In summary, while Samsung is advancing its mobile payment ecosystem and NFC capabilities, the Tap to Transfer feature for debit card P2P payments is currently on hold, with uncertain prospects for revival or expansion in the near term. Samsung Wallet, however, remains a viable alternative to third-party apps for money transfer within the U.S. for now.
[1] Samsung Tap to Transfer Issue [2] Samsung Introduces Tap to Transfer Feature [3] Galaxy S26 NFC Improvements [4] Samsung Phone Deals [5] Samsung Wallet Developments [6] Samsung Wallet Features
- The ongoing challenges with Samsung's Tap to Transfer feature for personal-finance transactions has raised questions about its future development, as users have reported issues and the option to transfer via Near Field Communication (NFC) technology seems to have been removed.
- Despite the problems faced by Tap to Transfer, Samsung Wallet continues to evolve, incorporating new features such as installment payments for credit cards, which demonstrate the company's commitment to improving payment flexibility within its mobile payment ecosystem.
